228 loan No Further a Mystery
228 loan No Further a Mystery
Blog Article
The Board or its appointed agent, prepares every year, for each MSA or metropolitan division (including an MSA or metropolitan division that crosses a Point out boundary) and the nonmetropolitan percentage of Just about every State, an aggregate disclosure assertion of described smaller small business lending, smaller farm lending, community development lending, and Local community growth investments by all depository institutions topic to reporting under this section or 12 CFR element 25 or 345.
Selecting an product from total textual content search engine results will convey you to definitely Individuals results. Urgent enter during the research box will even deliver you to search results. Background and even more particulars can be found in the Look for & Navigation guideline.
This component implements the necessity inside the CRA the Board evaluate a financial institution's history of helping to meet the credit score needs with the regional communities during which the lender is chartered, per the Risk-free and audio Procedure in the financial institution, and to get this document into consideration while in the agency's analysis of an software for the deposit facility through the financial institution. Accordingly, this element:
(one) A shopper loan is found in the census tract where by the borrower resides at time which the borrower submits the loan software;
The Board evaluates a armed service bank pursuant to the relevant effectiveness exams explained in paragraph (a) of the portion.
Pursuant to twelve U.S.C. 2906, the Board delivers conclusions derived less than this element individually for metropolitan parts wherein a lender maintains one or more domestic department offices and for your nonmetropolitan space of a State if a bank maintains one or more domestic department offices in these types of nonmetropolitan place.
(B) The efficiency of your bank's devices for offering retail banking expert services and the availability and responsiveness in the financial institution's retail banking products, pursuant to § 228.23, as applicable;
) Big banks that experienced assets fewer than or equal to $ten billion as of December 31 in both in the prior two calendar many years and that do not work branches.
(five) Details and information provided by the lender concerning the lender's business enterprise strategy and item offerings;
) of the area, The proportion of responsive deposit accounts as compared to full deposit accounts for on a yearly basis with the evaluation period.
모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.
) Any increase in the calendar calendar year to here an present Neighborhood improvement loan which is refinanced or renewed or to an existing Local community advancement financial investment that is definitely renewed;
The Board considers the availability of remote assistance services in the subsequent geographic parts:
A big lender will have to gather and retain in Digital type, as prescribed from the Board, until completion with the financial institution's subsequent CRA assessment through which the data are evaluated, the next information with regard to retail banking providers and retail banking products made available and provided by the financial institution throughout Each individual calendar year: